Exchange the renminbi to the US dollar, and then save it in the form of US dollars. How do you operate?

2 thoughts on “Exchange the renminbi to the US dollar, and then save it in the form of US dollars. How do you operate?”

  1. Exchange the RMB into the US dollar, and then save it in the form of US dollars. The specific operation method: the small exchange is handled by my valid identity documents in a bank or foreign currency exchange agency; if it exceeds the specified amount, it can be handled in the bank with the original redemption of water.
    1. According to Article 15 of the Administrative Measures for Foreign Exchange: When overseas individuals exchanged the unused RMB back to foreign currency cash, the small exchanges with my valid ID ; If you exceed the specified amount, you can handle it in the bank with the original redemption of water.
    2. According to Article 35 of the "Administrative Measures for Foreign Exchange": Personal foreign currency cash deposits in foreign exchange savings accounts, a single or cumulative regulations on the day of the relevant provisions allows them to bring foreign currency cash inbound entry and exemption. If you can handle it directly at the bank;
    The accumulated banknotes in a single or on the day exceeded the above amount, with your valid identity documents, carrying foreign currency cash entry declaration forms, or his original deposit financial institution's foreign currency cash extraction documents in the bank.
    3. According to Article 34 of the Measures for the Administration of Personal Foreign Exchange: Personal transmission of banknotes or withdrawn from foreign exchange savings accounts, a single or day cumulative regulations allow the export amount of foreign currency cash out of the export of foreign currency cash out of the country. If you can handle it directly in the bank; if the cumulative bill of billing on the same day exceeds the above amount, it will be reported to the local foreign exchange bureau beforehand with the valid identity documents, banknote lifting certificates and other materials.
    Extended information:
    1. Individual foreign exchange accounts are divided into domestic personal foreign exchange accounts and foreign personal foreign exchange accounts according to the main category; according to the account nature, it is divided into foreign exchange settlement accounts, capital project accounts and foreign exchange savings accounts.
    2, the bank determines the account main category according to the identity document provided by the individual account opening, and the foreign exchange account issued shall use the name that is consistent with the valid ID record of the valid ID. Domestic personal and overseas personal foreign exchange accounts are managed by cross -border transactions.
    3. Individuals can open foreign exchange savings accounts at the bank with my valid ID. The scope of revenue and expenditure of foreign exchange savings accounts is non -operating foreign exchange receipts, or the funds transferred between the same subject category with the same subject category with their direct relatives. The joint accounts of foreign exchange savings opened by individuals and overseas individuals are managed according to domestic personal foreign exchange savings accounts.
    4. The foreign exchange deposits of overseas individuals should be included in the management of short -term foreign debt balances in deposit financial institutions.
    Reference materials Source: State Foreign Exchange Administration-Hubei Branch "Personal Foreign Exchange Administrative Measures"

  2. Now you only need to bring your ID card to go to any bank with a foreign currency business, the RMB exchange business for the US dollar. (Certificate documents such as visas were needed before you can buy foreign exchange, but now it is not needed.) Each citizen has a US $ 50,000 foreign exchange purchase amount (if it exceeds this amount, it requires use proof).
    It if you buy a foreign currency, you can open a foreign currency account if you buy a foreign currency. When you pick it up, the bank will still pay for your foreign currency.
    but zero depends on whether the bank counter has a small foreign currency cash to determine. For example, if you deposit 19970 US dollars, the bank may only give you $ 19,900, and the remaining $ 70 will be exchanged for you to exchange to you RMB. Because this bank now has only 100 US dollars without a small face value, there is no way to use the US dollar to give you zero. This situation is very common in the banks in the mainland.
    The domestic banks include Visa or Savings card (not a credit card). You can apply for this card. It is easy to use abroad. In addition, you can choose a travel check in American Express.
    Is for the UnionPay card, depending on where you go. Southeast Asian countries are fortunate to say that this scope is not as smooth as Vasca and MasterCard. Merchants who accept UnionPay cards in Europe, Latin America, Africa, North America, and Oceania are not common.

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